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Michael Sebastian

Loan Officer

Bio:

My commitment to you is to help make the mortgage process as seamless and worry free as possible, by being thorough, communicative, transparent and proactive, giving you the ease of mind to help you get into the home of your dreams.

Whether you are a first time homebuyer, have a new purchase or refinance, our structure allows us to collaborate, be flexible, competitive and get you the best home loan possible.

We’re here to answer any questions you have about the mortgage process and are engaged in helping to create homeowners one by one through education and trust.

Phone: (206) 395-5099

NMLS#: 2211819

License states: Washington

Spoken Language: English

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Mortgage Rates

Why are our rates so low?

  • 1. We shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

Our Accomplishments

29976+

Customers

$12.1+

Billion in Closed Loans

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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