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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Michael Sebastian

Michael Sebastian

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

My commitment to you is to help make the mortgage process as seamless and worry free as possible, by being thorough, communicative, transparent and proactive, giving you the ease of mind to help you get into the home of your dreams.

Whether you are a first time homebuyer, have a new purchase or refinance, our structure allows us to collaborate, be flexible, competitive and get you the best home loan possible.

We’re here to answer any questions you have about the mortgage process and are engaged in helping to create homeowners one by one through education and trust.

Phone: (206) 395-5099

NMLS#: 2211819

License: WA

Spoken Language: English

My reviews on Google

Michael was the most incredible loan officer I could have asked for! He went above and beyond so many times for me! The seller of my house had been burned twice before and the realtor on their side was being extra cautious and Michael spoke to them on my behalf to show what a strong buyer I was. I can honestly say he was a massive part of the reason they accepted my offer! He was always prompt in his responses and clear in his communication. I will gladly work with him on any future purchases, and recommend him to all of my friends and family who are in the market for a new home!
Michael was so great at walking us through the process every step of the way. His communication was thorough and expedient and we will definitely seek his services again! Thanks Michael!
Michael is a true professional and is a pleasure to work with! He is knowledgable, on the ball and has a great personality. I would recommend him anytime!

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

199+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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