We will beat any offers or you will get $1,000

(Texas, Colorado, Washington, California, Georgia, Arizona, Florida and Illinois properties only)

Michael Sebastian

Loan Officer

Bio:

My commitment to you is to help make the mortgage process as seamless and worry free as possible, by being thorough, communicative, transparent and proactive, giving you the ease of mind to help you get into the home of your dreams.

Whether you are a first time homebuyer, have a new purchase or refinance, our structure allows us to collaborate, be flexible, competitive and get you the best home loan possible.

We’re here to answer any questions you have about the mortgage process and are engaged in helping to create homeowners one by one through education and trust.

Phone: (206) 395-5099

NMLS#: 2211819

License states: Washington

Spoken Language: English

Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 187 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.