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It all starts with having to answer the question,

"Is it the right time to buy for YOU?"


As mortgage educators, we’re here to answer any questions you have about the mortgage process and are engaged in helping to create homeowners one by one through education and trust.

We help make the mortgage process as seamless and worry free as possible. We do this by being thorough, communicative and proactive, utilizing individual loan consultations and home buying classes, giving you the ease of mind to help you get into the home of your dreams.

Whether you are a first time homebuyer, have a new purchase or refinance, our structure allows us to collaborate, be flexible, competitive and get you the best home loan possible.

Michael Sebastian - Your Trusted Mortgage Loan Officer

Mortgage Loan Officer NMLS # 2211819

First time homebuyers at closing

"Is it the right time to buy for you?

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